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Risk Management

The Office of Risk Management (ORM) provides comprehensive risk management programs and services to all state agencies, boards, and commissions, as well as the Judicial and Legislative branches of state government. Pursuant to ORC Sections 9.82 – 9.83, the Office of Risk Management is responsible for the administration of self-insurance and private insurance programs protecting the assets and liabilities of the State of Ohio, its agencies, officials, and employees.

The ORM administers state-wide self-insurance programs for vehicle liability, judicial liability, and tort liability. Enterprise commercial insurance programs are in place for aviation liability & hull, property, fine arts, and crime. Bonds are purchased for public officials with a statutory bonding requirement, either on a scheduled position bond, or an individually named bond. Standalone commercial policies are placed when an agency has a specific exposure that cannot be covered under the existing statewide programs. The ORM also provides risk management services such as claim handling, contract reviews, statistical reports such as loss runs and causation trend reports, risk assessment and loss control, property insurance appraisals, and driver abstract reviews for state drivers.