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About my Benefits

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Your health benefits include medical, prescription drug, behavioral health, dental, vision, and the wellness program – known as Take Charge | Live Well. The benefit year for health and other benefits (except Flexible Spending Accounts) runs from July 1 through June 30, during which services are rendered and your deductible and coinsurance are accumulated.

MyBenefits Guides

An overview of your benefits in a printed publication.

MyBenefits Guide 2022-23 (PDF)

MyBenefits Guide 2021-22 (PDF)

Save Money: Be a Good Consumer of Your Benefits

All State of Ohio health plans are self-funded programs. This means the cost of benefits is funded by contributions from you and the State of Ohio. All claims for services and procedures are paid directly from these contributions. 

Your third-party administrator does not pay for them. Rather, the medical third-party administrators are paid an administrative fee to review claims and process payments. When the amount of claim payments is greater than the amount of contributions from employees and the state, medical costs to the fund increase. Increased medical costs may cause an increase in the contribution amounts needed for future years.

How Medical Claims are Paid

Employee Contributions + State Contributions = TOTAL CONTRIBUTION

The total contribution is the available amount from which claims are paid.