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A Report from the Joint Health Care Committee to State of Ohio Employees
January 2000

OHIO DEPARTMENT OF ADMINISTRATIVE SERVICES
Human Resources Division
Benefits Administration Services

The Joint Health Care Committee (JHCC) is a labor- management committee that advises the Director of Administrative Services on the operation of health plans and makes recommendations regarding health care benefits.


Bob Taft, Governor
Scott Johnson, Director
OCSEA/AFSCME Local 11
FOP/OLC
1199/SEIU
UFCW
SCOPE/OEA

OSTA

Health Care Rate Increases to Hit State Employees

New rates to be effective July 1

Health care rates are going up this year for state employees enrolled in a Health Maintenance Organization (HMO) or the Ohio Med Preferred Provider Organization (PPO) plan just as they have already increased for the rest of the country.

HMOs and the PPO were first introduced to state employees in the 1980s and early 1990s in response to nearly a decade of double-digit medical cost increases. The introduction of HMOs and PPOs had the desired effect of holding down cost increases. Since 1994, state employees have seen modest increases, often as little as a few percent per year. In fact, state of Ohio employees pay on average $84 less per month for their share of the family premium than the national average.*

In the upcoming year, all the indicators point to significant health care rate increases. Reasons for the increases include:

  • HMOs have kept their rates artificially low during the last several years to gain enrollment with the hope of becoming bigger players in an increasingly competitive market.
  • Half of all Ohio HMOs lost money in 1998.
  • A dramatic increase in the cost of and use of drugs. Drug costs for the state of Ohio have increased nearly 600 percent since 1994. These drug costs increase total health care costs by nearly 17 percent.
  • Costly medical advances have been introduced.
  • Anticipated costs of legislation affecting HMOs and other health care providers are being added to rates throughout Ohio and the country.

The Department of Administrative Services and the Joint Health Care Committee (JHCC) have been working to minimize the rate hikes expected next year. Heightened competition among HMOs can help minimize the rate increases. Therefore, in 2000, the number of HMOs offered per county will be reduced from five to two. It is hoped the HMOs will moderate their rate increases knowing that they may get a higher volume of enrollees since only one other HMO will be offered in the counties they hope to serve.

Even with the work of the state and JHCC, significant rate hikes are expected next year. Watch for information in the next Health Benefits Update about the HMO and Ohio Med rates.

*Workplace Ergonomics, Inc., January 1999

Open Enrollment 2000

A new way to enroll or
change your benefits

The Department of Administrative Services (DAS) plans to offer employees the opportunity to elect or change their benefits by telephone during open enrollment 2000, slated for April 24 to May 12. The new telephone enrollment system is similar to phone systems used by many banks, insurance companies or mail order vendors. The phone system will allow employees to make plan changes 24 hours a day, 7 days a week using a touch-tone telephone during open enrollment. No enrollment forms to worry about; no hassle if you change your mind about your selections later in the enrollment period. You can make changes to your benefits as often as you wish using the phone enrollment system. Your selections which are in the system at the end of open enrollment will become effective July 1, 2000.

Prior to open enrollment, employees eligible for benefits will receive a letter and a worksheet to follow when using the new telephone enrollment system. The letter will list all of your current benefits and all persons covered by these benefits. If all information is accurate and there are no changes to make, you don’t need to do anything. However if you wish to change your plan, you should complete your worksheet and call the telephone system. Because of the difficulty of entering names into a phone system, if you need to make changes in your dependents, please complete your worksheet and submit it to your personnel officer. If you don’t have access to a touch-tone phone or have difficulties using the phone system, you also may complete the worksheet and turn it in to your personnel office.

Following the open enrollment period, you will receive a letter indicating the selections you made. At that time, you will be given the opportunity to make a change if you made a mistake entering your selections on the telephone system.

Watch for more information about the telephone enrollment system in the next edition of Health Benefits Update and in the Comparison Chart and Guide you will receive prior to open enrollment.


Second Regional Wellness Fair Heightens Health Awareness

Watch for a fair in your area

Approximately 270 employees and family members from Wayne, Stark and Medina counties took advantage of free health screenings at the state’s second regional wellness fair. The fair, sponsored by the Department of Administrative Services and Apple Creek Developmental Center, was held on November 18, 1999. The all-day event was attended by employees and family members from several different agencies including Mental Retardation and Developmental Disabilities, Department of Transportation, Bureau of Employee Services, Rehabilitation and Corrections, and Human Services.

Employees and family members took advantage of the free screening tests that were provided at the fair. The tests included diabetes and cholesterol screenings, lung capacity testing, body fat and health risk analysis, vision and glaucoma screenings, hearing testing and blood pressure readings. Flexibility testing and massage as well as half-hour sessions on proper lifting techniques were provided throughout the day. Smoking cessation classes were held in conjunction with the Great American Smokeout. A nutritionist, physical therapist, occupational therapist and representatives from several managed care organizations, Employee Assistance Program, Highway Patrol and the Bureau of Workers Compensation were available to answer questions and to provide informational literature.

The next wellness fair will be held on January 26, 2000 at the Department of Transportation/Public Safety building on the west side of Columbus. Employees who work in the area will receive more information about the fair in the near future.


Laser Correction Surgery Discounts

While laser correction surgery is not a covered benefit, you may want to take advantage of the discounts offered by your vision plan. Effective January 1, state of Ohio employees who are enrolled for vision coverage (union represented or exempt employees) will be able to take advantage of discounts on laser vision correction procedures. Both Vision Service Plan (VSP) and Cole have partnered with laser surgery providers and negotiated discounts on behalf of their members. If you have been considering corrective eye surgery to eliminate the need for glasses or contact lenses, you may wish to contact your vision provider for more information.

Cole may be contacted at (800) 334-7591. VSP has a special laser vision phone line: (888) 354-4434. In addition, VSP has posted discount program information on their Web site, www.VSP.com. This site also contains information about the types of conditions that are correctable with laser procedures. You need not be a VSP member to access this information.

How Satisfied Are You With Your Health Plan?

Please complete our survey

Please take a minute to complete the survey you should have received with this edition of the Health Benefits Update. The survey is your chance to voice your opinion about your health plan. Your opinion will be added to those of other state employees. The Ohio Industries for the Handicapped will tabulate the results. We will share those results with employees during open enrollment. By sharing opinions, we can help ourselves and others choose their health plan this spring.

If you didn’t get a survey, please ask your personnel officer for one. Please complete your survey before February 4 and drop it in the mail so your opinion can be counted.


Child Care Voucher Application Period

Watch you next paycheck for Info

The Child Care Voucher program (CCV) is a program which provides a cash grant once a year for work-related child care expenses. The program provides a maximum of $1,000 for expenses incurred in the previous calendar year.

The CCV program is available to full-time and part-time permanent employees who are exempt or represented by OCSEA/AFSCME Local 11 or District 1199. To be eligible, your family’s adjusted gross income must not exceed $35,000.

The application period for the CCV program will be from January 28, to April 17. A flyer describing the program should arrive with your paycheck on January 28. Please check the Dependent Care booklet in your State of Ohio Employee Benefits Handbook box or visit the Benefits Administration Services Web site at www.das.ohio.gov/hrd/benindex.html for more information about the program. To apply, obtain an application from your payroll office.


Ohio Med Prescription Plan

Why some drugs require
pre-authorization

Although the Ohio Med PPO does not have a formulary, there are several drugs that require pre-authorization. These drugs include anorexiants (Xenical and Meridia), gastrointestinal medications (Prilosec, Prevacid, Zantac, etc.) and two new anti-inflammatories (Celebrex and Vioxx). These medications are very expensive and cost-effective alternative therapies are available.

People taking Prilosec, Prevacid, Zantac or other gastrointestinal medications will get a letter explaining that coverage is limited when use of the medication exceeds recommended medical guidelines. In order to continue this medication, your doctor must call Merck Medco and provide medical information as to why you must continue taking it. If your diagnosis and history meet the criteria, the drug will be filled. If not, you will need to contact your doctor and have him/her write you a prescription for an alternative medication.

Celebrex and Vioxx are new and very expensive. However, these drugs have been proven to be no more effective than other anti-inflammatory drugs when it comes to relieving pain. Therefore, if you have your prescription denied, your doctor must call Merck- Medco. If your diagnosis and history meet the criteria, the drug will be filled. If not, you will need to contact your doctor and have him/her write you a different prescription.

In order for Xenical and Meridia to be covered, you must have a diagnosis of morbid obesity (at least 100 pounds overweight) and submit a letter from your doctor to Benefits Administration Services explaining your condition.

If you have any questions, please call Benefits Administration Services at 1-800-409-1205.

Women’s Health and Cancer Rights

In late 1998, the Women’s Health and Cancer Rights Act became law. As a result, all health plans serving state of Ohio employee’s provide coverage for reconstructive surgery after the attending physician and the patient discuss available treatment options. Coverage must include:

  • Reconstruction of the breast on which the mastectomy was performed.

  • Surgery and reconstruction of the other breast to present a symmetrical appearance.

  • Prostheses and treatment of physical complications at all stages of the mastectomy procedure, including lymphedemas (swelling of the hand and arm on the operated side).

If you have any questions about this benefit or other health care benefits, please contact your health plan.


Comparing Health Plan Quality

New information available to you

During open enrollment 2000, we will share important information with you about the quality of the services of the health plans offered to state employees. In this year’s open enrollment materials, we will share data that the HMOs are required to provide annually to the National Committee for Quality Assurance (NCQA).

NCQA is an independent, non-profit organization that collects health plan quality data as well as evaluates health plans. Data from health plans across the country are used to establish national and regional averages as well as benchmarks. Benchmarks are the best scores earned by health plans and serve as achievable goals for other health plans. NCQA’s rigorous requirements ensure that comparisons between health plans are on an apples-to-apples basis.

NCQA’s team of experts has developed many health care measures. Most health plan members want to know if the outcome of their medical care is likely to be positive. For example, the quality measures for women and children, who are major users of the health care system, look at how well the health plan incorporates preventive practices into the health care it provides. Measures for women and children include breast cancer screening, cervical cancer screening, childhood immunization status, prenatal care in the first trimester, check-ups after delivery and well child visits.

All the health plans offered to state employees are accredited by NCQA and annually submit their data to NCQA and DAS Benefits Administration Services. Scores from key quality measures will be shared in a future issue.

Numbers to Know
Ohio Med Customer Service 1-800-822-1152
Ohio Med Prescriptions (Merck-Medco) 1-800-903-8030
Mental Health/Substance Abuse Services (UBH) 1-800-852-1091
Supplemental Life Insurance (Exempt Employees) 1-800-778-3827
Supplemental Life Insurance (Union Employees) 1-800-778-3827
DMO Dental (Union Employees) 1-800-843-3661
Dental (Exempt Employees) 1-888-262-4874
Preferred Choice (Union Employees) 1-800-984-8649
Quality Dental (Union Employees) 1-800-984-8649
Vision Service Plan (Union and Exempt Employees) 1-800-877-7195

Cole Vision (Union Employees)

1-800-334-7591
DAS/Benefits Administration Customer Service 1-800-409-1205
    In Columbus 466-8857
OCSEA Benefits Trust Customer Service 1-800-228-5088
    In Columbus 488-8322
Employee Assistance Program (EAP) 1-800-221-6327
Benefits Administration Services Web Site
Benefits E-mail Address

Open Enrollment 2000

Watch for our new look

The next open enrollment is scheduled from April 24 to May 12. Open enrollment is the important time of year when you can change your benefits and covered dependents. At this time you again must submit affidavits for your children age 19 and older.

It will be important to watch for this year’s enrollment materials. You will see a new look in the Comparison Chart and Guide and other benefits communications we send. You will no longer see these animated characters guiding your through the materials. Instead, you will see pictures of real people that need to make informed benefit decisions like all of us. More on open enrollment and our new look will be in the next edition of the Health Benefits Update.

Get Back to Work

Transitional Work Programs help

Being off work due to an injury or illness can be very difficult. Did you know that if you have to be off work for more than six months, you only have a 10 percent chance of ever returning to your current job?*

A transitional work program (TWP) can help. A TWP allows you to return to work and receive full pay and benefits while you complete your recovery. If you have been released to participate by your doctor, you will be given temporary work assignments that you are able to perform given your restrictions. A TWP may be provided for up to 60 or 90 days, depending on the program guidelines of your agency. Participating agencies have reported great success with their transitional work programs. They report that 87 percent of employees who entered a TWP completed the program and returned to their original job.

There are 12 agencies that currently have a transitional work program and five more are in the process of working with their unions to develop a program. Almost 23,000 state of Ohio employees are eligible for benefits under their agency’s TWP. If you become temporarily disabled and your doctor advises that you can return to work early but you can’t perform all your duties, transitional work may be for you. Check with your personnel officer to see if your agency has a transitional work program.

*Waddell Predictions

 

 

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