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HRDBenefits Administration Services > Supplemental Life Insurance

Supplemental Life Insurance: Beneficiary

Benefits are paid to your designated beneficiary in the event of your death. You may name or change your beneficiary at any time by completing a beneficiary form and mailing it to Prudential. If you run out of room on the form, you may submit additional beneficiaries on a separate note; all attached notes must be signed and dated. Your change is not effective until the plan receives your documentation.

If you do not name a beneficiary or none of your designated beneficiaries survive you, payment is made to the first of the following:

  1. Your spouse
  2. Equal shares to your children
  3. Equal shares to your parents
  4. Equal shares to your sisters and brothers
  5. Your estate

If you elect dependent life coverage, you are automatically the beneficiary of your spouse and children.

If you list more than one beneficiary, payment will be divided evenly among them unless you requested otherwise. You may change your beneficiary at any time by completing the change information on the Supplemental Life Insurance enrollment form.

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