Supplemental Life Insurance Rates Rates are guaranteed through June 30th of the benefit year. The monthly cost shown below is for a unit of coverage ($10,000). You must choose life insurance amounts in increments of $10,000. Prudential reserves the right to amend your premium to the nearest $10,000 or within the maximums, if necessary. Rates are age-based for you and your spouse. The cost of additional supplemental life insurance will increase when you or your spouse reach the next age bracket. A non- smoker is defined as someone who has not used any form of tobacco in the past 12 months. Age (As of Aug. 1, 2006) Non-Smoking Employee/Spouse (Per $10,000 of coverage) Smoking Employee/Spouse (Per $10,000 of coverage) 29 and younger $0.59 $0.78 30-34 $0.72 $0.78 35-39 $0.82 $1.14 40-44 $1.30 $1.76 45-49 $2.01 $2.92 50-54 $3.13 $4.50 55-59 $5.02 $6.69 60-64 $7.61 $10.26 65-69 $12.36 $18.41 70 and older $20.94 $32.95