HRDBenefits Administration Services > Life Insurance Benefits Manual >

Termination of Insurance

Coverage under your supplemental life insurance policy will terminate at the end of the month following the month in which your last payroll deduction was made.

During Disability Leave

Your monthly deductions for supplemental life insurance will continue while you are on disability and receiving a paycheck with sufficient funds to cover the premium amount.

IMPORTANT NOTE: You may need to contact Prudential to make direct pay arrangements if your monthly deduction was not taken out while you were in a “no pay” waiting period.

During Leave Without Pay

You must contact Prudential at (800) 778-3827 to make direct payment arrangements when you are in a “no pay” status. If you fail to do so, your coverage will lapse and you must wait for the next open enrollment period to re-enroll. If your coverage lapses, you may not qualify for the limits you previously carried.

 

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