Additional Coverages and Benefits
TOWING
Towing charges that are incurred in conjunction
with a physical damage claim will also be reimbursed, subject
to the appropriate deductibles.
STORAGE
Commercial storage costs are reimbursable,
but only until the vehicle can be moved
to a state facility or repair facility. The maximum days for this
coverage is limited to three business days.
SPECIAL
OR MODIFIED EQUIPMENT
Only equipment that is permanently installed
and valued at less than $500 will be automatically covered under
this program. All modifications over $500, whether permanently
installed or not, must be indicated when the vehicle is added.
CONTENTS
OR PERSONAL EFFECTS
There is no coverage under this program for
personal effects either owned by you or the State, or while contained
or transported in any vehicle covered under this program.
SUBROGATION
As an additional benefit, the Office
of Risk Management will assist State agencies in collection of
subrogation for third party damages to vehicles that are insured
under this program.